Higher education and good but highly specialized work does not give assurances for the Finns to get mortgage. Although each application is considered individually, banks recognize that there is a "safe professions," writes ee24.com citing yle.fi.
Elli Reunanen, deputy director of the Association of Mortgage Lending Finland names such professions as nurses, plumbers and builders: they will always have work, respectively, they will remain solvent.
Nina Luomanen who's working with physical persons in Nordea, notes that even if the medical staff or service workers, such as waiters, are working by temporary contracts, banks consider their time in employment is continuous.
The key to obtaining a mortgage in Finland becomes thus a profession, which is in demand now and in the future. Such places are concentrated mainly in the south, closer to the capital and major cities.